Physical Address
304 North Cardinal St.
Dorchester Center, MA 02124
Downey Mortgage Lender simplifies home financing with easy pre-approvals, tailored loans, expert guidance, and fast closings.
To start your application, have the following information ready: A separate email address for each person on the loan Your online banking credentials or account details (e.g., checking, savings, retirement, stocks) Your income and employer information Your Social Security number
While the approval process is tailored to each applicant, here are some general requirements: Your monthly expenses should ideally be no more than 45% of your monthly income. You’ll need to provide proof of a stable two-year work history and…
While most of the process can be completed online, there may be times when you’ll need to speak with a Home Loan Expert. This could include answering questions or receiving updates about appraisals, closings, and other important loan details. Our…
Downey Mortgage Lender provides loans for: Single-family homes Second homes or investment properties Condos We do not offer loans for manufactured or mobile homes but encourage you to explore options for single-family homes. For unique property types not listed above,…
Downey Mortgage Lender is ideal for individuals with a credit score of 580 or higher who are ready to purchase a home or refinance within the next few months. You can check your credit score instantly as part of the…
Downey Mortgage Lender suggests loan options tailored to your specific needs and eligibility. When purchasing a home through our platform, you may be recommended for: Conventional loans FHA loans, including FHA Streamlines VA loans, including Interest Rate Reduction Refinance loans…
Downey Mortgage Lender streamlines the entire mortgage process, guiding you from application to closing. Our online application collects key details to assess your eligibility for a home loan. Using the information you provide and your credit report, we offer tailored…
